You’re getting married – do you need to share everything? Including your health insurance? A recent article in Modern Bride suggests the following tips before joining your fiance’s plan:
- What Are You Getting For Your Money? A good plan should cover “well” visits, cancer screenings and maternity/post-natal care. Also, find out the amount of your annual deductible.
- What Would You Save By Joining Together? Ask your plan manager how much would be deducted from your paycheck each month if you added a spouse.
- How Long Will You Be At Your Job? If one of your anticipate leaving your position soon, it doesn’t make sense for both of you to get health coverage thru that employer. The paperwork alone would be overwhelming!
- What’s The Size Of Your Company? Larger company… larger policy and less common to be required to go through health tests to qualify for coverage.
- If You Do Switch, Can You Keep Your Doctors? Check if they are part of the new plan – this may a problem if you have a great relationship





